You must currently be eligible to claim the Disability Tax Credit.
Although you can open an RDSP until the age of 59, due to the 10-year repayment rule you must be under the age of 49 to receive grants & bonds.
Individual’s wishing to open a Registered Disability Savings Plan also must:
If you are unsure if you are currently eligible to claim the Disability Tax Credit, there are a few options you have to check your eligibility:
Step 2
From the home page, click on “Go to Benefits and credits details”.
Step 3
Click on “View disability tax credit
information”.
This will tell you if you are currently eligible to claim the Disability Tax Credit.
Please note: If you do not have access to your CRA My Account, you can always call the CRA directly on their general inquiries line at 1-800-959-8281. Wait times can often be quite significant, and be prepared to answer security questions with an agent to verify your account. This may include personal information such as your SIN, or information from a previous tax return.
